A no-fault insurance state is one where drivers in an accident do not need to prove who caused the accident. Georgia is not a no-fault state, so it is important to understand how that affects you as a driver. At Toney Insurance Services, we help Snellville, GA drivers understand their risks and responsibilities.
Being At Fault In An Accident Can Have Long-Term Consequences
Almost every state requires drivers to carry auto insurance. If you are found driving without auto insurance, you can face penalties ranging from fines to license suspension to incarceration.
If you are found to be at fault in an accident that had injuries or damages of at least $500, that accident will go on your driving record. That can affect your insurance rate and even your employment opportunities.
How To Document Your Accident
The first thing you always need to do after an accident is move somewhere safe and check for injuries. However, as soon as you can, you should call for a police report.
When an accident gathers information for a report, it will include a wealth of information, such as the drivers’ data including insurance, the location and weather conditions, and the believed cause of the accident. This permanent report can preserve your claim that you did not cause the accident.
Protect Yourself
Go ahead and take your own pictures and gather the other drivers’ and witnesses’ information yourself. Document anything related to the cause of the accident, such as whether the other driver broke a traffic law or was on the phone during the accident.
Schedule A Consultation Today
Florida is across the border and is a no-fault state, so you need to have your own insurance to protect yourself if you visit from Snellville, GA. If you have any questions or would like to discuss your options, please call Toney Insurance Services today.
