If you love being on the water, a boat makes a great investment. It’s also wise to protect that investment with boat insurance. Boat policies offer diverse coverage options, so you can choose the level of protection you want and need. A customized boat policy from Toney Insurance Services in Snellville, GA can help you optimize your protection without wasting money on unnecessary coverage.
Key Facts about Boat Insurance
As a new boat owner, you may be misinformed about insurance protection for your watercraft. The following boat insurance facts can help you make knowledgeable decisions concerning the coverage you need.
- First, you should be aware that home insurance offers very limited coverage for boats, so you can’t count on it to fully protect your new investment. Many home policies only cover boat towing, which is also included in a boat insurance policy.
- The larger your vessel, the greater your need for a separate boat insurance policy. If your boat is motorized, we also recommend insuring it properly with a boat policy.
- Boat insurance will cover damage to your vessel from inclement weather or mishaps in and out of the water. It also offers liability protection against accidental injuries, coverage for boat theft and towing as well as loss of personal items if your boat sinks due to a catastrophe or accident.
- Some factors that can affect the cost of boat insurance include the type and amount of coverage you desire, the type of watercraft you own and its value, the security and safety features of your boat and your boating knowledge and experience.
- By taking a boat safety course or purchasing multiple insurance policies from your insurer, you may qualify for a discount on your boat insurance coverage.
Contact Us for Boat Insurance!
For comprehensive boat insurance protection to best meet your needs, contact Toney Insurance Services in Snellville, GA.
