When you want enough insurance to protect you against liability, your home and auto insurance policies may not be enough. You may need to get umbrella insurance so that you’re better protected against liability. Accidents happen both with vehicles and in the home. In both of these cases, you could end up owing a lot for medical bills and other expenses. It’s smart to have an umbrella policy so that you know you can cover these bills.
When you’re interested in umbrella insurance, just give us a call at Toney Insurance Services in Snellville, GA.
Getting More Coverage
When you get an umbrella policy, it gives you more liability coverage for both your home and auto policies. If you were to add to each of these policies directly, it would cost a lot more than getting an umbrella policy. It also adds an enormous amount of coverage. The maximum payout of an umbrella policy is far higher than the amounts that the average home or auto policy has. It would be rare for there to be any bills left over after an umbrella policy came in and paid them.
Two Policies
If there is an accident, and you have umbrella insurance, you will have two policies that cover it. The first policy will be the auto or home policy. That one will pay as much as it can until it reaches its maximum. After that, the umbrella policy will pay any of the bills that are left over. This ensures that you won’t have a financial disaster after an accident. When the policy pays those bills for you, you save an enormous amount of money.
Get Umbrella Coverage
If you want to be better protected from your liability, give us a call today at Toney Insurance Services in Snellville, GA.
