At Toney Insurance Services in Snellville, GA, we understand how time-consuming finding the right auto insurance policy can be. Instead of shopping around for something new, consider looking at your current auto insurance policy, particularly if some time has passed since your last review. Here’s why:
You Experienced Life Changes
Your personal circumstances may have changed since you last updated your insurance policy. In the incessant turbulence of life, updating your auto policy could easily fall to the bottom of your priorities. However, reviewing your policy gives you peace of mind by ensuring you’re adequately covered in case you need financial support. Life changes that may prompt a policy review include:
- A child beginning to drive.
- Your grown child moving out and getting their own policy
- An address change affecting the vehicle’s garaging address
- Experiencing a divorce
To Check If You Have Adequate Coverage
If you’ve bought a new vehicle but kept the same coverage you had for your older car, you might need more comprehensive coverage to protect your new purchase adequately. Reviewing your policy can also help identify whether you’re still paying for a vehicle you’ve sold or one no longer in use. This could be an opportunity to switch to a less expensive coverage, especially if you’ve paid off a vehicle and don’t need certain coverages to satisfy your lienholder anymore, potentially saving you hundreds of dollars each year.
You Could Save Money
Given the rising insurance costs, reviewing your policy with your current provider could provide insights into available savings. It doesn’t hurt to inquire. If the current policy is unsatisfactory, shopping around with other companies to see if you qualify for additional discounts not available on your current policy can be worthwhile.
We Are Here To Help
At Toney Insurance Services in Snellville, GA, reviewing your policy or shopping for auto insurance is easy. We respect your time and budget. Call us today at 770-765-1945.
